- How the Federal Reserve's rate policy affects mortgages
Quantitative tightening at the Federal Reserve may keep upward pressure on 30-year fixed mortgage rates for the foreseeable future.
- The Fed cut interest rates but mortgage costs jumped. Here's why
The average 30-year fixed mortgage rate spiked after the Federal Reserve cut rates. Experts say expectations for rate cuts in 2025 fueled the jump.
- November home sales surged more than expected, boosted by lower mortgage rates
Sales of previously owned homes rose 4.8% in November compared with October, according to the National Association of Realtors
- We're buying the recent dips on 2 stocks in the most oversold market in over a year
These purchases are being made out of discipline to the S&P 500 Short Range Oscillator.
- The Federal Reserve cuts interest rates by another quarter point. Here's what that means for you
The central bank has now shaved a full percentage off its benchmark rate since September. Here's what it means for your borrowing costs.
- American homeowners are wasting more space than ever before
The number of extra bedrooms — defined as a bedroom in excess of the number of people in a home, and even including one for an office — has reached a new high.
- These are the top 10 'housing hot spots' for 2025 — none are in Florida
It's too soon to tell if 2025 will be a housing market favoring buyers or sellers. But some areas could offer affordable conditions, according to experts.
- Mortgage demand drops for the first time in 5 weeks, after interest rates rise
Total application volume fell 0.7% compared with the previous week, according to the MBA's seasonally adjusted index. That was the first decline in five weeks.
- After taking morning profits, we're afternoon buyers of 2 stocks in an oversold market
This is our second trade alert of the day.
- Federal Reserve is likely to cut interest rates next week. Here's what that means for you
The third interest rate cut in a row is on deck, which is welcome news for consumers struggling to keep up with sky-high interest charges.
- 'Unverifiable income' can limit your mortgage options — here's how to get around it
Your mortgage application may be denied if the lender cannot verify your annual income. If you meet certain exceptions, a non-conventional mortgage may work.
- Alexander real estate brothers, sibling raped 'dozens of victims,' federal indictment alleges
Top real estate agents Tal and Oren Alexander and their brother, Alon, were arrested in Miami and face federal sex trafficking charges.
- More Americans are living in malls, as developers get creative to help ease the housing crisis
Real estate developers are building housing inside of or next to shopping malls as department stores like Macy's, JC Penney and Sears shrink or cease to exist.
- Mortgage refinance demand surges 27%, as interest rates drop for the third straight week
Mortgage rates fell again last week, and while the drop wasn't huge, it was enough to spur current homeowners to look for some savings.
- 5 housing market predictions for 2025, according to economists
Housing has been an expensive necessity, whether you're buying or renting. Here are five things to pay attention to in 2025, experts say.
- A Florida 'condo cliff' is coming as owners deal with fallout from 2021 Surfside collapse
For some associations, the costs are in the millions of dollars, and condo owners, many of whom are retirees on fixed incomes, are on the hook.
- This factor can get your mortgage application denied — even if you're a high earner
The debt-to-income ratio was the most common reason buyers were denied a mortgage, according to a report. Here's how to improve it.
- AI startups are snatching up San Francisco real estate as Gen Z craves office life
With the Covid pandemic approaching its five-year anniversary, a growing number of startups in San Francisco are ditching remote work.
- Market FOMO? We go to the charts for attractive purchase levels on 2 buy-rated stocks
Feeling shut out of this hot market? You're not alone.
- Homebuyer demand for mortgages jumped 6%, as interest rates fell to the lowest level in over a month
Potential homebuyers are responding to lower mortgage rates and a higher supply of homes for sale.
- Here's what the rise of homeowners associations means for buyers
Homeowners associations, or HOAs, are becoming more common. The biggest complaint among current owners is the cost, report finds.
- Homebuyer demand for mortgages jumps 12% after first interest rate drop in over 2 months
While the drop in rates wasn't exactly huge, there was a fair amount of pent-up demand among homebuyers.
- Renters struggle to build wealth, report finds. Here's how they can boost financial well-being
Renters typically have a much smaller net worth compared with homeowners in the U.S. Yet, there are ways for tenants to build wealth as they rent.
- How President-elect Donald Trump's policies may affect investors in these 8 market sectors
President-elect Donald Trump's agenda carries risks and rewards for various investment sectors, market experts said.
- Home sales surged in October, just before mortgage rates jumped
Sales were 2.9% higher than October of last year, marking the first annual increase in over three years.
- We're making another trim of a stock under pressure to protect hard-fought profits
Discipline is driving this trade because we do not want to turn gains into a losses.
- Weekly mortgage demand inched up, despite higher interest rates. Here's why
After flatlining the week before, mortgage demand rose last week, despite mortgage rates rising for the fourth straight week.
- Young adults are holding off on moving out of their parents' house — here's what's behind the trend
About 1 in 3 adults ages 18 to 34 in the U.S. are living with at least one of their parents as a way of saving money.
- Mortgage rates may be stabilizing after the election. Here's what to expect into early 2025
The average 30-year fixed-rate mortgage was 6.78% on Nov. 14, unchanged from a week ago.
- Homebuilder deal activity is surging, fueled by major Japanese buyers
Strong demand for new housing has smaller builders ripe for takeover. The Japanese are big players because their cost of capital is low.
